SmartCredit.io

SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20’000 registered users.

Platform offers:

• Fixed-term, fixed-interest-rate collateralized loans for the borrowers
• Personal Fixed Income Funds for the lenders
• Effective use of Collateral via the Positions Monitoring System
• AI-driven predictive Crypto Fraud Score – free to use for everyone via https://smarttrust.io
• AI-driven Crypto Trust Score – for crypto lenders via https://smarttrust.io
• AI-driven Continuous Transaction Monitoring for the wallets, exchanges, and payment processors  – for all crypto service providers(via https://smarttrust.io)
• Fiat on-ramp/off-ramp
• AI API and Borrow/Lend SDK’s integrations for other wallets and platforms
• Staking and Rewards for the users

SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. SmartCredit.io does not have bank run risks like Aave, Compound, or other Money-Market based lending systems.

The Vision of SmartCredit.io is to offer all the financial services which traditional banks offer. However, self-custodial.