Lumin Finance

We are a decentralised peer-to-peer fixed rate lending and borrowing protocol. We launched on Arbitrum, powered by the $LUMIN token and will be governed by a DAO structure.

We are bringing together the best elements of decentralised finance, traditional finance and the technical sophistication of Web3 and cryptocurrencies, to offer solutions that allow you to fully control your finances and exchange value between two parties privately and securely.

Unlike most DeFi lending protocols, the lender, borrower and staker in the protocol are rewarded for their participation, in a way that can eventually be administered by a DAO. From here, any adjustments required for the protocol will be made by request from the DAO.

We offer some unique aspects with our platform including fee sharing to $LUMIN stakers, buyback-and-distribute (BBD) and buyback-and-burn (BBB). These mechanisms create a powerful circulation flow and a deflationary supply.

Each loan is individualised, so not affected by any other loans facilitated on the platform. The protocol makes use of NFT technology as a vehicle to hold the loan. This allows the loan to be tradable on our marketplace.*

Let’s take a run through of how Lumin Protocol works and what you can get out of using the platform. Welcome to Lumin Finance – a peer-to-peer fixed-rate lending protocol.