Carpe Diem Pension

Carpe Diem Pension is a self-managed pension fund on PulseChain. Users deposit CDP to get pension shares, that generate a permanent payout.

Robust
The program cannot be changed and runs on a giant and transparent blockchain network. This results in more resilience, predictability, and credibility.

Fair
A blockchain account is needed to participate. This account isn’t tied to personal details. Therefore, it is impossible for the program to discriminate certain groups or individuals. Every blockchain account is treated equally in the program.

Safe
Deposits in CDP aren’t going anywhere. They are locked forever and can’t be touched by anyone. This means that it cannot be used to pay out other users, nor can it be used to make investments where you have little to no influence over.

Sustainable
The program pays out through the creation of new CDP tokens. The inflation is 4.32% a year and all of it is distributed as payout to users.

No Minimum Age
Users decide themselves at what age they retire. By making a monthly deposit, they increase their pension collateral, which generates a pay out, effective immediately. When users are content with the height of this pay out, they can decide to retire. A larger monthly deposit means that it is possible to retire earlier.

Retire Wealthy
It is possible to retire with a higher pension income than your initial income. Work and save hard, retire wealthy.

Multi-generational
Pension incomes can be multi-generational. Hand the blockchain account over to family, and they receive your built-up pension income.