Guava Wallet

Guava is a non-custodial payments wallet built on Solana that transforms stablecoins into everyday money. It enables users across Africa to spend USDC instantly, with vendors and merchants receiving local currency directly into their bank accounts. Traditional off-ramp solutions take 2–7 days or rely on risky P2P swaps; Guava delivers near-instant settlement, cutting delays, fraud risks, and high remittance fees.

At its core, Guava provides gasless, non-custodial transactions so users retain control of their funds while enjoying a seamless experience. With a simple tap, they can send payments, transfer via usernames, or pay merchants without needing to understand blockchain intricacies. Freelancers, exporters, diaspora families, and vendors receive local fiat directly, making the process as familiar as mobile money.

The wallet is built for inclusivity and scale: it works on Android and iOS smartphones as well as KaiOS feature phones, unlocking access for over 100M underserved users. GuavaPay, its merchant tool, allows businesses to accept crypto without holding tokens, bridging the gap between digital assets and local economies.

By combining instant off-ramps, remittances, and merchant payments into one platform, Guava addresses critical frictions in Africa’s digital economy: remittance fees of up to 15%, the inability of vendors to accept crypto, and the growing $191B+ payments market. Its revenue comes from FX spreads, transaction fees, premium wallet services, float income, and merchant gateway charges – ensuring scalability and positive unit economics.

Backed by Solana’s high-speed, low-cost infrastructure, Guava is positioned as more than a wallet. It is a financial bridge between crypto and fiat, unlocking billions in African-held stablecoins for real-world commerce.