RociFi

RociFi is a decentralized credit economy with non-transferable, blockchain-native credit scores designed to facilitate under-collateralized lending. At its core, the protocol leverages on-chain data, machine learning and Web3-based risk-management to effectively and profitably facilitate under-collateralized loans via the blockchain. RociFi consists of an on-chain lending protocol and off-chain credit scoring API. In order to borrow on RociFi, users need to mint an NFCS token (Non-fungible Credit Score).